{"product_id":"conflicts-and-adjustments-copy","title":"Breaking Barriers","description":"\u003cdiv\u003e\n\u003ch2 class=\"d_normalheder\"\u003e\u003cspan\u003eAbout the Book\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eThis book presents a comprehensive and empirical examination of the impact of financial inclusion on marginalized communities, with a particular focus on industrial workers. Incorporating a two-phased study conducted over an extended period, it rigorously assesses how government initiatives such as PMJDY, APY, and DBT, alongside the transformative role of UPI, have significantly advanced the integration of these workers into the formal financial system over the past decade. The research highlights notable progress as well as persistent challenges. Offering evidence-based policy\u003cbr\u003erecommendations, this work provides valuable frameworks to enhance financial accessibility, promote sustainable economic empowerment, and foster inclusive growth.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch2\u003eAbout the Author\u003c\/h2\u003e\n\u003cp\u003eSupreet Kaur, Assistant Professor in the Department of Commerce at the University of Delhi, is a distinguished academician with specialized expertise in financial inclusion, taxation, and consumer behavior. A recipient of the prestigious FRP (IoE) and other research grants, she has disseminated her scholarly work at numerous\u003cbr\u003eesteemed national and international conferences. Her research has garnered widespread recognition, earning several accolades—including Best Paper Awards from IIM Bodh Gaya, EURAM, University of Delhi, and the esteemed Prof. P.N. Singh Award— underscoring her impactful contributions to the field of commerce.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003ch2\u003eContents in detail\u003c\/h2\u003e\n\u003cp\u003eList of Tables and Figures\u003cbr\u003eAcknowledgement\u003cbr\u003e1. Introduction\u003cbr\u003eIntroduction Extent of the Financial Exclusion, Evolution and Conceptual Analysis of Financial Inclusion, Objectives of Financial Inclusion, Review of the\u003cbr\u003eInitiatives, Role of Other Financial Institutions, Global\u003cbr\u003eFinancial Inclusion Scenario, Current Financial Inclusion\u003cbr\u003eStatus,  Challenges\u003cbr\u003e2. Literature Review\u003cbr\u003eLiterature Review, Research Gaps, Proposed Model\u003cbr\u003e3. Research Methodology\u003cbr\u003eIntroduction, Steps in the Research Methodology\u003cbr\u003e4. An Overview of the Selected Schemes of DBT,\u003cbr\u003ePMJDY, and APY\u003cbr\u003eIntroduction, Direct Benefit Transfer Scheme (2013), Pradhan Mantri Jan Dhan Yojana (2014) Atal Pension Yojana (2015), Conclusion\u003cbr\u003e5. Impact of Financial Inclusion on Industry\u003cbr\u003eWorkers Introduction, Profile of the Respondents, Financial\u003cbr\u003eInclusion of Industrial Workers Through Socio-Economic\u003cbr\u003eEmpowerment, Conclusion\u003cbr\u003e6. Problems Faced by Industrial Workers and\u003cbr\u003eBank Employees with Respect to Selected Schemes\u003cbr\u003eProblems Faced by Industrial Workers, Problems Faced\u003cbr\u003eby Bank Employees, Conclusion\u003cbr\u003e7. Post-pandemic Insights from an Interpretative Phenomenological Analysis\u003cbr\u003eLens Introduction, Research Methodology, Data Analysis, \u003cbr\u003eFindings, Conclusion\u003cbr\u003e8. Summary, Findings, and Suggestions The Journey So Far, Research Methodology, Data\u003cbr\u003eAnalysis and Interpretation, Conclusion, Suggestions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ctable width=\"100%\" style=\"width: 100.707%; height: 93px;\"\u003e\n\u003ctbody\u003e\n\u003ctr style=\"height: 21.25px;\"\u003e\n\u003ctd style=\"width: 51.6172%; height: 21.25px;\"\u003ePublisher\u003c\/td\u003e\n\u003ctd style=\"width: 48.0327%; height: 21.25px;\"\u003eAF Press\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 29.25px;\"\u003e\n\u003ctd style=\"width: 51.6172%; height: 29.25px;\"\u003ePublication Date\u003c\/td\u003e\n\u003ctd style=\"width: 48.0327%; height: 29.25px;\"\u003e2026\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 21.25px;\"\u003e\n\u003ctd style=\"width: 51.6172%; height: 21.25px;\"\u003eNumber of Pages\u003c\/td\u003e\n\u003ctd style=\"width: 48.0327%; height: 21.25px;\"\u003e225\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 21.25px;\"\u003e\n\u003ctd style=\"width: 51.6172%; height: 21.25px;\"\u003eISBN\u003c\/td\u003e\n\u003ctd style=\"width: 48.0327%; height: 21.25px;\"\u003e\n\u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e9789332707146\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e","brand":"Supreet Kaur","offers":[{"title":"Hardcover \/ ENG- English \/ Finance","offer_id":51705944441153,"sku":null,"price":795.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0938\/9067\/5009\/files\/breakingbarrierfront.png?v=1778140301","url":"https:\/\/www.academicfoundation.com\/products\/conflicts-and-adjustments-copy","provider":"Academic Foundation | AF Press","version":"1.0","type":"link"}