Financial Inclusion in India

Issues, Opportunities and Challenges

Editors: J. Kiranmai, R.K. Mishra, S. Sreenivasa Murthy

Financial Inclusion in India: Issues, Opportunities and Challenges, edited by J. Kiranmai, R.K. Mishra, and S. Sreenivasa Murthy, provides a comprehensive examination of financial inclusion in India, focusing on its major challenges, emerging opportunities, and role in promoting inclusive economic growth.

The book brings together a collection of research papers that explore the importance of expanding access to formal financial services and strengthening financial participation across different sections of Indian society.

It examines the role of banks, financial institutions, regulatory agencies, and governments in developing effective financial inclusion strategies. The contributions highlight the importance of institutional support, financial accessibility, and policy interventions in making financial inclusion an important component of economic development.

Organised into three major parts, the book presents different perspectives on financial inclusion and its implementation in India.

Key Areas Covered

• Issues, Opportunities and Challenges: Examines the major obstacles, opportunities, and policy considerations associated with financial inclusion in India.

• Role of Financial Institutions: Explores the growing importance of banks, financial institutions, regulatory agencies, and governments in expanding financial access and encouraging inclusive growth.

• Microfinance and Financial Inclusion: Highlights the contribution of microfinance institutions and initiatives in extending financial services to underserved sections of society.

The collection also addresses financial inclusion initiatives and government programmes, including the Pradhan Mantri Jan Dhan Yojana and the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), in the context of expanding financial participation and supporting inclusive development.

Through its research-based discussions, Financial Inclusion in India offers insights into the relationship between financial services, institutional development, government policies, and economic inclusion.

The book serves as a valuable reference for students, researchers, economists, banking professionals, policymakers, academics, and readers interested in financial inclusion, microfinance, banking, and India's economic development.

About the Editors

J. Kiranmai

J. Kiranmai is an academic associated with the Institute of Public Enterprise (IPE), Hyderabad, specialising in accounting, finance, banking, and financial services. Her academic work includes research, teaching, and contributions to studies related to finance and management.

R.K. Mishra

R.K. Mishra is a senior academic associated with the Institute of Public Enterprise (IPE), Hyderabad. His academic and research interests include management, public enterprises, financial institutions, governance, and public policy.

S. Sreenivasa Murthy

S. Sreenivasa Murthy is an academic and researcher associated with the Institute of Public Enterprise (IPE), Hyderabad. His work includes research and academic contributions relating to finance, banking, management, and financial inclusion.

• Editors: J. Kiranmai, R.K. Mishra, S. Sreenivasa Murthy

• Publisher: Academic Foundation

• Publication Year: 2018

• Language: English

• Format: Hardcover

• Pages: 334

• ISBN-10: 9332704198

• ISBN-13: 9789332704190