{"product_id":"risk-management-in-banking-insurance-and-financial-services-copy","title":"Central Banking for Emerging Market Economies(2nd Edition)","description":"\u003ch2 class=\"d_normalheder\"\u003e\u003cspan\u003eAbout the Book\u003c\/span\u003e\u003c\/h2\u003e\n\u003cdiv class=\"more\"\u003e\n\u003cp\u003e\u003cbr\u003eThis version of the book\u003cspan\u003e \u003c\/span\u003e\u003cem\u003eCentral Banking for Emerging Market Economies\u003c\/em\u003e\u003cspan\u003e \u003c\/span\u003ewhich first appeared in 2003 (Academic Foundation, New Delhi) is an update as also contextual.  The global economic and financial crisis that emerged in 2007-08 and remains unresolved on a sustainable basis as of the third quarter of 2013, has led to questions about the relevance of central banks and in particular about the effectiveness of monetary policies in addressing the challenges. The integration of real and financial economies of the world has given a veneer of respectability  to these questions. The crisis first engulfed the US and other advanced economies and subsequently impacted most emerging and developing economies in different degrees.  \u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003eThis contextual update shows that central banks continue to be relevant and essential for sound functioning of economies. Central banks require to pursue traditional functions relating to currency and payment systems and to being banker to the government and to banks as vigorously as before the crisis. They also need to adopt an oriented approach towards the pursuit of monetary policy for growth, inflation control and financial stability. The orientation has to do with monetary governance in a broad sense, a point that is best echoed in the author’s companion book:\u003cspan\u003e \u003c\/span\u003e\u003cem\u003eMonetary Governance in Search  of New Space\u003c\/em\u003e\u003cspan\u003e \u003c\/span\u003e(2012, Academic Foundation). Central banking in its essence continues to be the art of the possible.     \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cspan class=\"morecontent\"\u003e\u003cspan\u003e\u003c\/span\u003e \u003c\/span\u003e\n\u003c\/div\u003e\n\u003ch2 class=\"d_normalheder\"\u003e\u003cspan\u003ePraise for this book\u003c\/span\u003e\u003c\/h2\u003e\n\u003cdiv class=\"more\"\u003e\n\u003cp\u003e\u003cbr\u003ePraise for the First Edition\u003c\/p\u003e\n\u003cp\u003e“This book is undoubtedly a work of encyclopædic proportions, which only a master of the subject will dare to undertake.  ...Vasudevan's tantalising voyage through the theory and practice of central banking is a path-breaking and salutary effort. It deserves to be a manual for the modern central banker and those outside who wish to unravel the traditional mystique of monetary or economic policies....”\u003cbr\u003e\u003cstrong\u003e— A.S. Jayawardena Governor\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e    \u003c\/strong\u003eCentral Bank of Sri Lanka (an excerpt from the Foreword)\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“Excellent piece of work  ...Your vast erudition on the subject of central banking and monetary issues is clearly evident in this book. The book should be a required reading for central bankers and indeed for all those interested in studying issues of monetary management  and financial stability...”\u003cbr\u003e\u003cstrong\u003e— M. Narasimham\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e   \u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“In the preface, Vasudevan says modestly that his book is intended to be a reference volume for advanced students in universities and officer staff of central bank, especially in what he calls the emerging market economies (EMEs). He has, in fact, done much more, and with consummate skill. Virtually all aspects of central banking are covered in this book so systematically and fairly that it may well turn out to be an indispensable guide-book for both advisers and policymakers in monetary authorities as well as finance ministries...”\u003cbr\u003e\u003cstrong\u003e— Economic and Political Weekly (EPW)\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e   \u003c\/strong\u003eBook Reviewed by Dr. K.S. Krishnaswami,\u003c\/p\u003e\n\u003cp\u003e   Ex-Dy. Governor, Reserve Bank of India.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“Dr. A. Vasudevan has rendered a signal service to all those interested in economic and financial development by writing this comprehensive book. While admittedly, the work is a well-conceived attempt at presenting a reference book for advanced students, it has turned out to be a cross between a textbook and an encyclopaedic reference book. ...The book includes a comprehensive and competent summary of East Asian crisis and the need for a new global financial architecture. ...Dr. Vasudevan’s book opens a window on what goes on— and what should go on—in the corridors of central banks.”\u003cbr\u003e\u003cstrong\u003e— Business Line\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e   \u003c\/strong\u003e(Book reviewed by Dr. S. Venkitaramanan,\u003c\/p\u003e\n\u003cp\u003e   former Governor, Reserve Bank of India)\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“This book is a comprehensive analysis of modern central banking and brings into focus the changing role and content of central banking over the last two decades...”  \u003cbr\u003e\u003cstrong\u003e— The Hindu \u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e  \u003c\/strong\u003e(Book reviewed by Dr. T.K. Velayudham, former Principal,\u003c\/p\u003e\n\u003cp\u003e  Bankers’ Training College, Mumbai)\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“ ‘...Central banking for such economies [EMEs] has to be dynamic and interactive.’ It is this thought that made him write a work of encyclopaedic proportions—which only someone like Vasudevan could do.”\u003cbr\u003e\u003cstrong\u003e— Business Standard\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e   \u003c\/strong\u003e(Book reviewed by Dr. K.V. Krishnamurthy,\u003c\/p\u003e\n\u003cp\u003e   CMD, Bank of India)\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e“The information provided and the examples illustrated in the book will be very educative and useful for the professionals, academicians and the students associated with finance and banking. Further, I will recommend the book in particular for the executives of central banks of developing countries”  \u003cbr\u003e\u003cstrong\u003e— Bank Quest\u003c\/strong\u003e—The Journal of Indian Institute of Bankers\u003cbr\u003e    Book Reviewed by Dr. Amitabha Ghosh (former Dy. Governor,\u003c\/p\u003e\n\u003cp\u003e    Reserve Bank of India)\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cspan class=\"morecontent\"\u003e\u003cspan\u003e\u003c\/span\u003e \u003c\/span\u003e\n\u003c\/div\u003e\n\u003ch2 class=\"d_normalheder\"\u003e\u003cspan\u003eAbout the Author(s) \/ Editor(s)\u003c\/span\u003e\u003c\/h2\u003e\n\u003cdiv class=\"more\"\u003e\n\u003cp\u003e\u003cstrong\u003eAsuri Vasudevan\u003c\/strong\u003e\u003cspan\u003e \u003c\/span\u003eretired as Executive Director  in charge of economic research, monetary policy, statistics and information technology, Reserve Bank of India in 2000. He was associated with the Central Bank of Nigeria as Special Adviser to Governor on Monetary Policy (2010-12) and as Monetary Operations Adviser on an IMF assignment between 2006 and 2009. His book, Monetary Governance in Search of New Space was published in 2012 (Academic Foundation, New Delhi). He worked as Adviser to the Executive Director for India, IMF (1984-89) at Washington DC and was a member of the Task Forces relating to International Standards and Codes set up by the Financial Stability Forum, Basle (2000). He was member of India Delegations to the IMF-World Bank meetings (1984-89) and between 1993 and 2000. The author was also G-20 Central Bank Deputy in 1999 and 2000. Currently he is working on issues relating to economic and financial policies.    \u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cspan class=\"morecontent\"\u003e\u003cspan\u003e\u003c\/span\u003e \u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"glossymenu\"\u003e\n\u003ch2 class=\"p1\"\u003eContents in Detail\u003c\/h2\u003e\n\u003cp class=\"p1\"\u003eForeword to the Original Edition\u003c\/p\u003e\n\u003cp class=\"p1\"\u003ePreface to the Updated Edition\u003c\/p\u003e\n\u003cp class=\"p1\"\u003ePreface to the Original Edition\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003eSection I: Introduction\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e1.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eIntroduction\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Questions about the Importance of Central Banking\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Main Events Leading and Relating to the Crisis\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Focus of the Book\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003eSection II: The Traditional Areas of Activity of Central Banks\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e2.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eCurrency and Payment System\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Issuance of Currency\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Could there be a Currency Board Instead of a Central Bank?\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Payment System Services\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Electronic Money\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 2.1: Real Time Gross Settlements\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e3.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eBanker to Government\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Maintenance of Government Accounts\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Domestic Debt Management\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Conflict of Interests: Debt Management and Monetary Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Sovereign Bond Issues Abroad\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 3.1: Types of Auctioning\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 3.2: On the ‘Crowding Out’\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 3.3: Ad hoc Treasury Bills: The Indian Experience\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e4.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eBanker to Banks\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• The Essential Tasks and the LoLR Function\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e   - Bank Restructuring\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e   - Competition in Banking\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Areas where Commercial Banks are and could be of Help\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 4.1: Theoretical Perspectives on Adverse Selection\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003eSection III: The Shining Star of Central Banking\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e5.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eMonetary Policy Making\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Objectives of Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Pursuit of Price Stability as the Sole Objective\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Reconciling Dual Objectives through a Policy Rule\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Taylor Rule\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Case for Rules as Against Discretion\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Case for Discretion in Normal Times and in Times of Stress\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Indicators of Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Lags in Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Instruments of Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Transmission Mechanism of Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Uncertainties Due to Lags\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e  - Operating Procedures of Monetary Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e  - Institutional Arrangements for Monetary Policy Making\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Transparency of Policies and Practices\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.1: Liquidity Adjustment Facility in India\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.2: Bank Reserves, Reserve Money, Money Supply and Money Multiplier\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.3: Payments Systems and Monetary Policy\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.4: The Yield Curve\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.5: The Corridor of Interest Rates\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 5.6: Liquidity Forecasting in Central Banks: Illustrative Template\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003eSection IV: The New Concerns\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e6.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eFinancial Stability\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Financial Stability in the Context of Financial Development\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• The Early Warning Signals and Hedging Mechanisms\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Liquidity Forecasts\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e•  Illiquidity versus Insolvency and the Globalisation of the Crisis\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Prudential Regulation and Supervision of Banks\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Initiatives in Evolving Standards and Codes\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Basle II and Basle III\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Macro-prudential Policies for Systemic Stability\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Prudential Supervision by Central Banks and\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e Other Agencies or by a Superbody?\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• International Dimensions of Financial Stability Issues\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 6.1 : Early Warning Signals of Crisis\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 6.2 : Risk Management in Banks\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 6.3 : The Basle Principles for Effective Banking Supervision\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eBox 6.4 : Key International Standards and Codes\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e7.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eAutonomy and Organisation Issues\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e• Issues in Autonomy and Independence of Central Bank\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Should Decision-Making Processes be Left out of Central Banks?\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Independence, Accountability and Central Bank Governance\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e• Independence in the Context of the Implementation of\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e International Standards\/Codes\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003cb\u003e8.\u003c\/b\u003e\u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e\u003cb\u003eConclusions\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAttachment 1 :\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003ci\u003e          The Asian Economic Crisis of the 1990s\u003c\/i\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003eAttachment 2 :\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e\u003ci\u003e          The Global Financial Crisis of 2007-08: Major Events\u003c\/i\u003e\u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003e \u003c\/p\u003e\n\u003cp class=\"p1\"\u003e \u003cspan class=\"Apple-tab-span\"\u003e \u003c\/span\u003eSelect References\u003c\/p\u003e\n\u003cp class=\"p1\"\u003eSubject Index\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"glossymenu\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"glossymenu\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003ctable width=\"100%\" style=\"width: 100%; height: 78.3752px;\"\u003e\n\u003ctbody\u003e\n\u003ctr style=\"height: 19.5938px;\"\u003e\n\u003ctd style=\"width: 51.6006%; height: 19.5938px;\"\u003ePublisher\u003c\/td\u003e\n\u003ctd style=\"width: 47.9553%; height: 19.5938px;\"\u003eAF Press\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 19.5938px;\"\u003e\n\u003ctd style=\"width: 51.6006%; height: 19.5938px;\"\u003ePublication Date\u003c\/td\u003e\n\u003ctd style=\"width: 47.9553%; height: 19.5938px;\"\u003e\n\u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e2014\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 19.5938px;\"\u003e\n\u003ctd style=\"width: 51.6006%; height: 19.5938px;\"\u003eNumber of Pages\u003c\/td\u003e\n\u003ctd style=\"width: 47.9553%; height: 19.5938px;\"\u003e276\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr style=\"height: 19.5938px;\"\u003e\n\u003ctd style=\"width: 51.6006%; height: 19.5938px;\"\u003eISBN\u003c\/td\u003e\n\u003ctd style=\"width: 47.9553%; height: 19.5938px;\"\u003e\n\u003cmeta charset=\"utf-8\"\u003e \u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e9789332700970\u003c\/span\u003e\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e","brand":"A. Vasudevan","offers":[{"title":"Hardcover \/ ENG- English \/ Banking","offer_id":51393159856449,"sku":null,"price":995.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0938\/9067\/5009\/files\/Cerntralbanking_front.png?v=1770981045","url":"https:\/\/www.academicfoundation.com\/products\/risk-management-in-banking-insurance-and-financial-services-copy","provider":"Academic Foundation | AF Press","version":"1.0","type":"link"}